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There are two main types of health insurance: comprehensive, which covers both hospital treatment and everyday medical costs, such as GP or physiotherapist visits; and elective surgical and specialist care cover, which takes care of hospital bills, but not other medical treatment. You can learn more about the health insurance products on offer at Southern Cross Health Society or comparison shop for cover on insureme.co.nz . Your monthly premium is likely to cost between NZ$40 (€ 23) and NZ$100 (€ 58), depending on your age and cover needs. Dental treatment is free for children under 18, but adults must pay for private treatment. As ever, shop around for the best value. In New Zealand, children must attend school from age 6 to 16, but most start at age 5. Primary school runs through to year 6 (age 10), then children attend intermediate school for years 7 and 8, before going on to secondary school for years 9 to 13. Confusingly, intermediate schooling might be in a separate school, or in a primary school or a secondary school. Secondary schools are sometimes called high schools, grammar schools or colleges.
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